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The Pay Day Treat
Jun 14th, 2010 by Billy

I hear a lot about guys (and women too!) that treat their kids to a meal out, maybe McDonalds or some other fast food restaurant, as a way of celebrating their pay day.

But that is totally WRONG and sets a bad example for their children too.

Before you get your tidy-whities in a knot, listen me out:
If you spend money on pay day that you won’t have again for two weeks, or a month, what does that teach your kids about money?
It says “spend it while you got it”.

And that’s very bad.

So what I suggest is that you turn this “pay day treat” into a positive experience.

Take that $20 or $40.00 and put it some where to SAVE it for another week.
Then show your kids what it means to HOLD ONTO your money for seven days, then take them out with that saved money.

Simple, and effective. SAVE your money.


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How To Reduce Your Monthly Food Costs
Mar 29th, 2009 by Billy

Food and groceries are one of the largest monthly bills for American families. But luckily, with a little foresight and attention to detail, it’s also one of the easiest ways to trim some extra dollars off your budget. Here are five sure-fire ways to save on food and still keep your family well fed.

* Just Freeze It! Buy staples such as ground beef, chicken breast or cheese in bulk and freeze what you can’t use immediately. This will allow you to take advantage of a price break on family-sized portions.

* Make More. When cooking stews, soups or casseroles, make more than your family will eat in one sitting. Store the remainder away for another meal or to send to work or school as brownbag lunches.

* Plan Ahead. Groceries get expensive when you run to the store everyday to buy what you need for that evening. Instead, plan out the meals for the week and do all your shopping at once. While your grocery bill may be higher up front, you’ll avoid running to the store for last minute ’crisis cooking’ items, which really add up.

* Look Up, Down and All Around. At the grocery store, its no coincidence that the foods with the highest markups are located on the shelves at around chest level. Look higher up, down below or on end-caps to find generic brands or better deals.

* Shop Fresh. Local farmers markets can offer much fresher produce and canned goods than the grocery store and usually at much lower prices, since you’re not paying for shipping, advertising and retail costs.

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